River Heights Capital purchases judgment portfolios across a broad spectrum of consumer and commercial credit categories, sourced directly from financial institutions and institutional creditors.
Portfolios we purchase:
Credit Card Judgments
Charged-off revolving credit accounts with court-entered judgments against consumer obligors.
Auto Deficiency Judgments
Post-repossession deficiency balances converted to enforceable court judgments against borrowers.
Student Loan Judgments
Private student loan portfolios with existing court orders and enforceable payment obligations.
Installment Loan Judgments
Personal and consumer installment loan deficiencies reduced to judgment by originating creditors.
Small Business Loan Judgments
Commercial lending deficiencies against small businesses and personally guaranteed obligations.